About Annie

I'm Annie, an independent qualified Mortgage and Protection broker based in East London and the founder of Next Stage Financial.

My story

After working in the London property industry for 11 years I gained my qualifications and became a self employed mortgage broker. I quickly realised how unique all our financial situations are and rarely follow a neat path, as I discovered for myself during the house buying process.

After having an offer accepted on a property, I was rejected for a mortgage due to having bad credit. At the time I wasn't aware I had any missed payments and I was classed as adverse.

By experiencing this first hand, has been my motivation to start Next Stage.

Why does this matter to you?

It's easy to think all of us can go shopping as if a mortgage is an everyday product. However, the mortgage industry is fast paced with each lender having it's own strict criteria on who and how they choose to lend to. Combine this ever changing lending environment with your own unique life circumstances (namely your credit profile, needs and property requirements) could result in you getting matched with an unsuitable lender. What this ultimately means, is you can end up wasting valuable time, energy and emotions because you didn't have access to, or weren't told the right information.

My mission is simple, to provide you with transparent and trustworthy advice, tailored for your exact situation.

How?

By using a powerful combination of industry knowledge, financial tech and human expertise to provide you with whole of market transparent advice. I am here to support you and want to help you achieve your financial goals. Watch the video below to learn more.

YOUR JOURNEY

Solution

Talk

Book a Discovery call to discuss your unique circumstances and end goals. After looking at affordability and answering any questions, I can tell you how I can help and the fees involved to move forward

If we are ready to work together and once you have made an informed decision, we can begin to search the market and match you with the best solution

Deliver

We navigate and handle the entire process alongside you, from application through to successful completion

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Some of our lenders

Honest & Professional

★★★★★

"My personal mortgage circumstances were more complex than the norm, but I have been delighted in the way Annie went about identifying and advising. There was no pressure to proceed at any point, just knowledgeable, friendly, honest and professional yet personalised service. All whilst responding swiftly with clarity to any ongoing questions. I was, and remain delighted with the outcome and have no hesitation recommending Annie to others.”

-Ray

Fantastic Support

★★★★★

"As First time buyers, we are so grateful to have had Annie's fantastic support throughout this new and sometimes stressful process. Annie has been consistently quick and extremely friendly and approachable, patiently explaining intimidating terms and conditions and answering all our questions no matter how small. She has also diarised to remind and help us with remortgaging when our fixed term is about to end, which is a huge weight off our minds. Thank you so much Annie! ”

-Alice & George

Approachable & Transparent

★★★★★

"I would have had no idea where to start with my mortgage without Annie's help. Her industry knowledge is second to none. Annie found me the best mortgage protection options and supported me when looking for solicitors and home insurance. She was approachable and transparent throughout the whole process and put things into terms I could understand. Definitely the smoothest and aspect of my whole house purchase. If I could rate 11/10 I would. Highly recommend."

- Jessica

Smooth & Quick

★★★★★

"I was introduced to Annie back in February 2023 when we needed to remortgage a Buy to let property. Even though I find remortgaging a daunting experience, I felt the process was smooth and quick. We have since remortgaged again through Annie another Buy to let property. Both offers were received fast and were at rates and a term we feel comfortable with. Thank you Annie.”

- George G

Transparent & Trustworthy service

★★★★★

"Annie helped us massively in sourcing the best mortgage rate for our new home! With fast quick responses and evening meetings, Annie was there to support us through the whole process. Highly recommend this transparent and trustworthy service! Thank you!"

-Tony and Joel

Relieved from Stress & Anxiety

★★★★★

"It is more than a service you did for us. Sometimes we don't stop and reflect on the journey after we have been relieved from stress and anxiety. Looking at where we were about to renew our mortgage you acted above professionalism - even we felt you became such a friend. Showing us that it's not only about business, but about dealing with people. Please allow us to take this opportunity to thank you with gratitude.”

-Jo and Rachel

Always on Hand

★★★★★

"Annie is amazing and what she does and I cannot think of anyone better to assist with what I think to be such as complex process. Annie was always on hand to answer any questions I had and explained everything clearly. Very happy with the service provided and I would recommend Annie to any friends and family."

- L Godwin

Specialist Knowledge

★★★★★

"Annie gave detailed specialist knowledge that was extremely personalised to my needs. Her advice was responsive to both my changing life and market. Common sense in a complex world of mortgages, and everything associated with it. Literally could not have done it without her!”

-K Halford

Refused to give up, resilient & genuine

★★★★★

"I cannot recommend Annie highly enough. After my first mortgage broker gave up at the first hurdle, I was left feeling completely lost. I quickly learned that shared ownership mortgages are a little more complex that standard ones, but while my previous broker hit a dead end with a ‘computer says no’ attitude, Annie refused to give up. She was incredibly resilient, making sure she explored every option before she found me the perfect mortgage. Her expertise and genuine care made all the difference and I’m so grateful for her help"

- L Wild

Never felt forgotten

★★★★★

"I came across Annie by pure chance from another mortgage company to help me get a mortgage for my shared ownership property and she was great throughout.Annie was the only person we dealt with throughout the property buying process we were completely satisfied with her service. Not only did she find us a good mortgage deal but she would continue to see if she could get a better deal, rather than just settling for what she had originally found.We were constantly in communication with her and never felt like we had been forgotten (like we did with our solicitors and all the other parties) and not only this, but she would help chase up the other parties with us. I would certainly recommend Annie's services to anyone."

- D Clayden

Persistence, empathetic & attention to detail

★★★★★

""Thank you for all the support you gave us during an amazing and stressful process. Your patience in explaining all the details and answering our questions helped us greatly in making an informed decision on the best mortgage for us. Your persistence in following up with our solicitors and checking in with the estate agent was instrumental in moving things along quickly and as smoothly as possible. Your attention to personal details and empathetic approach made us feel supported and understood. We are really glad to have made the decision of trusting you with helping us buy our first home"

-Alessandra and Francesco

Indispensable in getting our dream home

★★★★★

"Annie was indispensable with getting our Mortgage and property together. We nearly applied for a mortgage ourselves, but thank goodness we didn't. Even though we did credit checks, Annie showed a few unexpected things we didn't realise. Luckily, she guided us through some of these pitfall's and this dramatically reduced the chance of us getting rejected for the mortgage. Kirstie and I both work long hours and Annie made sure everything was going smoothly which saved us a lot of time and hassle. Without Annie, we wouldn't have been accepted for our mortgage and if we were, we probably wouldn't have been able to complete everything in time for our dream home!. We couldn't recommend Annie enough and we'll be liaising with her for all future mortgage related activities"

-Stuart and Kirstie